Protocol
Cashie Protocol
What the protocol is, how payment intents work, how the network coordinates execution, and why settlement is on Ethereum.
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The Decentralized digital cash intent protocol
Programmable stable coin flows. Neutral settlement on Ethereum. Open for developers and businesses to build.
Why Cashie?
Most digital cash flows today are locked inside single apps. They're not composable, not programmable, and not open. Cashie is a neutral cash intent protocol on Ethereum. It gives developers and businesses programmable intent primitives and guaranteed on-chain settlement — so anyone can build wallets, storefronts, or agents that fulfill intents without being locked into one product.
- •Intent-based encoding for programmable cash flows — lending, borrowing, and custom flows
- •Transparent, verifiable on-chain settlement enforced by the protocol
- •Competitive execution through an implicit auction system
- •Permissionless peer-to-peer network for broadcast and execution, anyone can join
- •Public intent network for building clients, no vendor lock-in
Programmable digital cash flows on Ethereum.
How It Works
Clients Intent Standard
Wallets, storefronts, SaaS platforms, or Autonomous Financial Agents can propose the intents. Defining what should happen, not just how.
CIN Broadcast
Client broadcasts intents to the CIN. Any cash processor can claim the right to execute the intent through an implicit auction system defined by the protocol.
Protocol Settlement Engine
Cash processors compete to execute the intent, and the protocol enforces guaranteed settlement, reputation-based routing, and execution.
What is a Cash Intent Network (CIN)?
A Cash Intent Network (CIN) is a permissionless peer-to-peer network that broadcasts cash intent summaries to a set of cash processors, enabling competitive on-chain execution and programmable cash flows.
Instead of directly submitting transactions to a chain, users publish cash intents, and network participants compete to execute them.
Open participationCompetitive executionTransparent settlement
Run infrastructure. Process cash intents.
Join the network as a cash processor and help secure and execute programmable cash flows.
Protocol fees
Cashie launches with zero protocol fees.
At launch, there is no protocol fee. Businesses can accept payments and individuals can pay without a protocol charge.
When a protocol fee exists, the business pays it. The fee is never shown to the payer. The person paying does not see a fee line at checkout, which keeps the payment simple and protects conversion. The business knows the fee is theirs.
The wallet does not add a fee of its own, and there is no wallet-level markup on top of the protocol fee.
Once the network is stable, protocol governance can enable fees. Those fees are how Cashie can fund security, maintenance, and continued development, and become a self-sustaining public good.
Launch
The protocol fee is zero while the network is getting started.
Who pays
The business pays the protocol fee. The payer never sees it.
Future governance
After the network is stable, governance can enable fees so the protocol can sustain itself.
Explore Cashie
The protocol explains how payment intents move across the network. DePay is the vision for decentralized payments. Cashie Protocol is the infrastructure. The protocol client is how people pay and get paid.
Client
Protocol client
The protocol client. Create a business account to accept payments, or an individual account to make them.
Ecosystem
Open Financial Software
DePay, the vision for decentralized payments: open payment software on Cashie Protocol, the Cash Intent Network, and Ethereum settlement.